Draw Your Dream Jar
Find a clear jar or a box and decorate it with a picture of the art studio you want—easels, paints, brushes and all. Every time you look at it, you’ll feel that happy spark of “I’m getting closer!”-
Split Your Allowance (or Pocket Money)
When you get any money—birthday gifts, chores allowance, lemonade-stand earnings—divide it into three parts:-
Spend Jar for treats and small fun stuff
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Save Jar for things you want soon
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Invest Jar for your art studio dream
Knowing exactly where every coin goes makes saving feel like a game!
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Give Your “Invest Jar” a Little Superpower
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Ask an adult to open a kids-friendly savings or Junior ISA account in the UK (these often pay a bit of interest). Each month, pop the contents of your Invest Jar into that account so it grows a little all on its own.
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If you’re a bit older, try a micro-investing app with fractional shares—these let you buy tiny bits of real company stock with just a couple of pounds. Even that small amount can grow over months and years!
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Track Your Magic with Stickers
Cut out star-shaped stickers and stick one onto your jar or a chart each time you add money. When you reach 10 stars, celebrate with a little art treat—maybe a new sketchbook page or a special pencil. -
Watch Your Garden Grow
Thanks to compound interest (that’s when your savings earn a little extra, and then that extra earns even more), your Invest Jar becomes a tiny garden that keeps sprouting new coins. Over time—sometimes just a few months—you’ll see the pile grow bigger than you expect!
💖 Why It Works:
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You see progress every day (your decorated jar!)
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You learn to make choices (spend vs. save vs. invest)
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You get to enjoy little rewards (stickers, treats)
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You let a savings account or micro-investing do the quiet work of growing your money
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